Additional Registrar Cooperative Societies reviews functioning of Cooperative banks in Udhampur UDHAMPUR, DECEMBER 24: Under the “Prashasan Gaon Ki Ore” initiative and as part of the International Year of Cooperatives, a detailed field visit was undertaken by Additional Registrar Cooperative Societies, Jammu Division, Bal Krishan in district Udhampur. The visit aimed at strengthening cooperative institutions at the grassroots level and reviewing the implementation of key Cooperative sector initiatives. En-route, the Officer inaugurated a fertilizer retail shop at Krimachi, enhancing access to essential agricultural inputs for local farmers through the cooperative framework. Later, the Additional Registrar inspected the functioning of major cooperative banks including Devika Urban Cooperative Bank and Jammu Central Cooperative Bank. The inspections focused on operational efficiency, adherence to cooperative principles, transparency and quality of services. Emphasis was laid on strengthening the governance mechanism, improving financial discipline and ensuring effective credit delivery to members, particularly those engaged in agriculture and allied activities. The Additional Registrar also held detailed deliberations with proposed beneficiaries of the Cash Credit Limit Scheme and the Cooperative Infrastructure Development Fund Scheme and reviewed the proposals. Beneficiaries including secretaries of the Primary Agricultural Credit Societies (PACS) were sensitised about eligibility criteria and the statutory provisions.